Sonnet home and auto insurance

Quote and buy insurance entirely online – instantly.

As Canada’s first fully online home and auto insurance company, we’re changing insurance for the better. Our mission is to provide Canadians with an easy, transparent, and customized way to buy home and auto insurance online. We’re proud to be a homegrown Canadian company, part of the Definity family of companies.

By using data and analytics, we’re able to offer customized coverage at a competitive price in language you can understand, in just a few minutes. With Sonnet, you can quote, buy and manage your policy all securely online. We’ve completely reimagined the insurance experience, making it easier for Canadians – like you – to get the home and auto insurance they need.

Our advanced technology and analytics power a simple online customer experience. But, online doesn’t have to mean on-your-own. Our award-winning Insurance Agents are here to help. Email, chat or call our fully-licensed agents and experience our top-quality customer care for yourself. While you’re at it, check out a few of our awards:

People’s Choice Insurance Canada Technology Award

Guidewire Innovation Award

Bronze award for Innovation in Customer Service

Sonnet is a direct writer. We underwrite all our own policies, so when you purchase with us, you’re getting a policy underwritten by Sonnet Insurance Company. That means, whether you’re getting home insurance in Toronto or car insurance in Montreal, you’re buying a Sonnet policy.

As a federally regulated insurer, we play by the rules. But we don’t stop there. From simple language to easy-to-understand policies, we provide insurance that’s clear. We want to make sure you know what you’re buying so you can make sure you have the coverage that is right for you.

We’re coast to coast

We’ve got auto, home, condo, tenant, and landlord insurance covered. Get a home insurance quote in British Columbia. Or bundle your home and auto insurance in Alberta, Ontario, Quebec, New Brunswick, Nova Scotia, and P.E.I. Coast to coast, we have coverage options tailored for you.

We’re improving the Canadian home and auto insurance experience, but that’s not all. From helping you save more to bringing you like-minded partners, here’s what else we’re doing:

Official insurance partner

As a 100% Canadian company, if there’s one thing we love as much as insurance – it’s hockey. We’ve teamed up with the NHLPA to show how your favourite game and its players have evolved. Hockey has changed, so has insurance.

Official partner

At Sonnet, we want to help kids any way we can – especially when they need it the most. As proud contributors to The SickKids Foundation, we support initiatives that give patients and their families the opportunity to thrive and grow during life’s toughest moments.

Added value

Sonnet Connect is here to help protect the things that matter most. Get access to helpful information and a suite of services to simplify your life from our partners. Plus, take advantage of exclusive discounts, promotions and offers.

Group Discount benefits

Get more with group discounts for professionals, employees, alumni and affinity group members. Just answer a few simple questions and we’ll provide coverage options and a price built just for you – exclusive group discount included!

Corporate responsibility

We’ve made an ongoing commitment to make the world a better place today and for future generations.

Want to know more about Sonnet?

Read our most recent news releases or get in touch with our Media Relations team – we’re happy to help bring your Sonnet story idea to life.