Insurance for car, home, tenant and condo in Canada

Sonnet Insurance is a top-rated insurance company you can trust. Get your online quote in just minutes.

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Adulting is hard. Sonnet is simple.

Between balancing work, family, and your money, adulting is hard. Your insurance shouldn’t be. At Sonnet, we help make adulting easier. Our fast, straightforward insurance and top-notch customer care let you get back to doing the things you love. Even better? Canadian university and college grads can put their degree to good use with juicy discounts. Plus, bundle like a boss and save big on your home and car insurance.

Home and auto insurance? We've got it covered - plus, more

Drive safe and save up to 35% with Sonnet Shift

Want more control over your auto insurance premium? With Sonnet Shift – you can have it! Sonnet Shift rewards you for making smart choices behind the wheel.

Our free, easy-to-use smartphone app monitors your driving and scores it. Every three months you could earn savings of up to 35% for driving safely, and at renewal, you could be rewarded for driving less through our Mileage Discount.

Buy insurance securely online in minutes

Sonnet is simple! Just answer a few questions and customize your insurance coverage. Then, buy directly online. Our secure online platform protects your info from start to finish. This includes the details you share during and after your quote. Plus, we offer secure payment options at purchase. We even require two-factor authentication when you log into your account. You can trust that we’ll have you covered.

Built on 150 years of insurance experience

Get insurance you can trust. Built for the 21st century, backed by history.

Backed by 1600+ unedited reviews you can trust

Don’t take our word for it! Read reviews from real customers who already love us!

64,000+ hours spent helping customers

Our licensed insurance experts are here to help. Get in touch by phone, chat or email.

A simple switch gets you smart savings

Get a quote to see how much you can save. We offer discounts for:

  • Canadian University and College Students & Graduates*
  • Bundling
  • Multi-vehicle
  • Multi-location
  • Groups & Associations
  • Claims free
  • Ticket free

Learn how to switch and save today

Net-zero by 2040

Protect your home, your car, and your planet. We’re committed to achieving net-zero emissions by 2040.

Proudly Canadian

We’re a homegrown Canadian insurance company, part of the Definity family of companies.

Get trusted home and car insurance advice

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Canadian insurance that fits your needs

Get a home insurance quote in Alberta or British Columbia. Or bundle your home and auto insurance in Ontario, Quebec, New Brunswick, Nova Scotia, and P.E.I. Coast to coast, we have coverage options tailored for you.
Car insurance

Get complete auto coverage you can count on. We offer extra coverage like accident benefits and ticket forgiveness. Plus, add on roadside assistance, vehicle replacement and more.
Home insurance

Your house, and everything in it is covered. Even our most basic home insurance package includes replacement cost. Plus, benefit from first claim forgiveness. And, add optional coverages to make sure you’re protected.
Condo insurance

Insurance built just for condo owners. No confusing limits. You’re covered for all the basics. These include liability and your personal belongings. Plus, get condo special coverage and more.
Tenant insurance

Get a policy that’s tailored for renters. Count on full coverage for liability and your personal belongings. We’ll even cover extra expenses and unit improvements in the event of a claim.
Landlord insurance

Protect your investment with a policy built just for landlords. Get liability and replacement cost for your property. We even cover some items you keep at your rental. Plus, fair rental value to protect your income in the event of a claim.
Pet insurance

Focus on your pet’s health and happiness. Worry less about the burden of vet bills. Sonnet Pet Insurance offers insurance for wellness, accidents and illnesses, dental coverage and more. Relax knowing your best friend is covered.
Car insurance

Get complete auto coverage you can count on. We offer extra coverage like accident benefits and ticket forgiveness. Plus, add on roadside assistance, vehicle replacement and more.
Home insurance

Your house, and everything in it is covered. Even our most basic home insurance package includes replacement cost. Plus, benefit from first claim forgiveness. And, add optional coverages to make sure you’re protected.
Condo insurance

Insurance built just for condo owners. No confusing limits. You’re covered for all the basics. These include liability and your personal belongings. Plus, get condo special coverage and more.
Tenant insurance

Get a policy that’s tailored for renters. Count on full coverage for liability and your personal belongings. We’ll even cover extra expenses and unit improvements in the event of a claim.
Landlord insurance

Protect your investment with a policy built just for landlords. Get liability and replacement cost for your property. We even cover some items you keep at your rental. Plus, fair rental value to protect your income in the event of a claim.
Pet insurance

Focus on your pet’s health and happiness. Worry less about the burden of vet bills. Sonnet Pet Insurance offers insurance for wellness, accidents and illnesses, dental coverage and more. Relax knowing your best friend is covered.

Adulting is hard. When you need help with claims, it’s at the ready 24/7.

We've got 600 Claims team members and 24-hour emergency claims service. And, we’re just a phone call away. Whether you’re making a home or auto claim, we’ll get you the help you need as quickly as possible.