Your premium is based on information that’s unique to you and so is a claim. Your premium could be impacted, but it depends on various factors. 
 
Your premium is determined by things like the number of claims you’ve had in recent years. For example, if you’ve had several claims in the last five years, it’s likely you’ll see a larger premium increase than if you’ve been claim-free. 
 
If you’ve never had a claim (or it’s been a long time since you did), you might be eligible for first claim forgiveness. With this benefit, your first claim won’t impact your premium. (Remember though, your premium can be impacted by other things as well.)