I have questions about my pet insurance premium or deductible. Can you help?

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FAQs
Quoting

Will my pet insurance deductible or premium increase?

Yes, your deductible will increase along with the age of your pet. After your pet reaches 5 years of age it will go up, and then go up again after they reach 10 years of age.

Your premium, on the other hand, isn’t affected by your pet’s age. It could go up by a modest amount each year – this is based on the cost of providing insurance coverage for pets in your area.

Neither your premiums nor your deductible will increase based on the number of claims you submit.

How do you calculate my pet insurance premium?

We look at a few different factors when it comes to your pet insurance premium – the species and breed of your pet, and your postal code. What we don’t look at are the age, gender, or neuter status of your pet – or any other similar factors. It’s based on what we project it’ll cost to care for your pet over its life span.

Heads up! If you move, your premium is likely to change since you’re changing postal codes.

*Complimentary one-year membership to TELUS Health Virtual Care is available to the primary named insured on a Sonnet property or auto policy. Offer is limited to one Sonnet account with at least one active home or auto insurance policy. The primary named insured’s partner, spouse and any dependents under the age of twenty-six may also use the TELUS Virtual Health Care membership. Offer does not extend to the purchase of a Sonnet Pet Insurance policy. Offer is not available to residents of New Brunswick. Note that controlled substances cannot be prescribed by TELUS Health Virtual Care.

Sonnet Pet is distributed under a distribution network agreement by Sonnet Insurance Company and is underwritten by Petline Insurance Company. Products are available to residents of B.C., Alberta, Ontario, Québec, New Brunswick, Nova Scotia and P.E.I. and provide coverage to eligible pets. All coverage described is subject to the terms, conditions, limitations and exclusions contained in our Policy Wordings. In the event of a discrepancy, your policy wording governs.

Sonnet Insurance offers online home and auto insurance to residents of Ontario, Quebec, New Brunswick, Nova Scotia and P.E.I. In B.C. and Alberta we offer online home insurance. Unfortunately, we’re not able to service Saskatchewan, Manitoba, Newfoundland & Labrador and the territories, or Alberta or B.C. auto insurance customers at this time.

Always refer to your insurance policy for information about your coverage, including limits, deductibles, and exclusions. In case of discrepancy, the insurance contract prevails over general information available on this site. Any policy related changes made on this site will not be effective until you receive confirmation.

Sonnet Shift is a trademark of Definity Insurance Company and/or its affiliates. Sonnet Shift is only available to residents of Ontario, and Québec.