Sonnet’s Above and Beyond package is being discontinued. New or moving customers won’t be able to add it to their policy.  
 
Existing Sonnet customers who already have Above and Beyond package on their home or condo policy will continue to receive the extra perks listed below. Now, they’ll be listed as separate add-ons.  
 
Replacement cost cashout. You’ll have the option to have your claims paid out in cash for the replacement cost. Then, you can decide whether you want to repair or replace your lost or damaged property. 
 
First claim forgiveness. This means your rate won’t increase due to your first claim. We’ll pretend it didn’t even happen.