Home & auto insurance for Beneplace members

It depends. Some discounts may apply to both your home and auto policies, while others may apply only to one. If you qualify for more than one group or affinity discount, we can only apply one discount per policy, but we’ll make sure you get the best price.

Adding a discount is easy. 

1. Look for the group and affinity discount field when getting a home or auto quote. Simply click Employer or Association and search for the name of your employer, group, or association and select it from the suggestions. We’ll ask for your organization’s ID to confirm your eligibility
2. If you’re a university or college alumni or student, click Canadian University or Canadian College. (If you’ve graduated from both, you can add both discounts and we’ll apply the one that gives you the best savings!) Quickly search for the name of your university or college. We’ll ask you for your graduation or expected graduation year to confirm your eligibility.
3. Click Add Discount. 
4. That’s it! Your discount will be applied to your quote. If we’re unable to verify your eligibility, then the discount will be removed.

Already have a Sonnet insurance policy? Learn how to add your discount.

During your home or auto quote, start typing and select your group from the dropdown, then enter your organization's ID. You’ll see a “Discount applied” notification. We’ll use the information you’ve provided to verify you are a member and automatically apply your discount.

To qualify for a group and affinity discount, you or your spouse must be a graduate or student of an eligible Canadian university or college, a member of an eligible association, or an employee or retiree of an eligible organization.

When you add your discount, we’ll ask for your organization’s ID. We’ll use these details to confirm your eligibility and automatically apply your discount.

When you add your discount, we’ll also ask for a group ID. We’ll use these details to confirm your eligibility and automatically apply your discount.

We want to help you save money on your insurance – that’s why we offer discounts for 2000+ organizations! But being eligible for discounts isn't the only way to keep your premiums low. By understanding how home and auto insurance rating factors work, you’ll learn what steps you can take to get a more affordable premium. It’s easier than you think.

If you’re already a Sonnet customer, you can add your discount online in a few simple steps:

1. Log in to your account.
2. Select the policy you’d like to add a discount to.
3. Select Add discount.
4. Select a group you belong to and enter the required details. Then select Add discount.
5. Repeat this for each group you belong to. We’ll automatically apply the discount that gives you the best savings.
6. When you’re finished adding your groups, select Add Group.
7. Review your policy change, including any price updates. Select Update Policy.
8. The discount is automatically applied to your policy. If we can’t verify your eligibility, we’ll remove the discount.

If you have multiple policies with Sonnet, repeat the steps above for each policy to add a qualifying discount.

We can help around the clock. Chat with our agents Monday to Friday from 8 a.m. to 6 p.m. ET. Need help after hours? Email us and we’ll reply within two business days. Our chatbot is also available 24/7.